Secretary, Department of Urban Development, MoHUA chairs 10th meeting of CSMC under PMAY-U 2.0

WHAT IS THE NEWS? The 10th meeting of the Central Sanctioning & Monitoring Committee (CSMC) under Pradhan Mantri Awas Yojana – Urban 2.0 (PMAY‑U 2.0), chaired by the Secretary, Department of Urban Development, approved 1.93 lakh additional houses on 16 October 2026. With this approval the cumulative sanctioned houses under PMAY‑U 2.0 reach 20.80 lakh. KEY FACTS - Date & forum: 10th CSMC meeting on 16 Oct 2026. - Approvals: 1.93 lakh additional houses sanctioned across 11 States (Andhra Pradesh, Bihar, Chhattisgarh, Gujarat, Karnataka, Mizoram, Odisha, Sikkim, Telangana, Uttar Pradesh, West Bengal) under BLC and AHP verticals. - Cumulative: 20.80 lakh houses sanctioned under PMAY‑U 2.0. - Social focus: 97% of the 20.80 lakh houses (20.16 lakh) allotted in women’s name or joint ownership; allocations include senior citizens (1.81 lakh), SC (3.61 lakh), ST (1.06 lakh), OBC (9.14 lakh). - Background: PMAY‑U 2.0 (launched Sept 2024) provides up to ₹2.50 lakh per beneficiary through verticals BLC, AHP, ARH and ISS; target covers eligible EWS, LIG, MIG families. WHY IS IT IMPORTANT? - Scheme impact: The approvals show active implementation and scale-up of the government’s affordable housing agenda in urban areas — a major social welfare and urban policy priority. - Women empowerment: High percentage of allotments in women’s name signals a policy emphasis on women’s property rights, financial security and gender-inclusive development. - Federal implementation: The meeting highlights cooperative federalism — central approvals depend on State proposals and state-level implementation capacity, a recurring UPSC governance theme. UPSC PRELIMS ANGLE - Facts to remember: PMAY‑U 2.0 launch date (Sept 2024), benefit amount (up to ₹2.50 lakh), verticals (BLC, AHP, ARH, ISS), and the recent sanction figures (1.93 lakh houses approved on 16 Oct 2026; cumulative 20.80 lakh). - Scheme keywords: Beneficiary Led Construction (BLC), Affordable Housing in Partnership (AHP), Affordable Rental Housing (ARH), Interest Subsidy Scheme (ISS). UPSC MAINS ANGLE - Governance & Implementation: Use this release to discuss centre‑state coordination, bottlenecks in urban housing delivery, monitoring mechanisms (CSMC), and how administrative reforms or better data‑systems can speed beneficiary identification and project completion. - Social Justice & Gender: Evaluate the significance of allotting ownership primarily to women — implications for intra‑household bargaining, women’s financial security and social outcomes. - Economic Linkages: Discuss housing’s role in urban infrastructure, employment generation (construction sector), credit markets (interest subsidy), and the broader affordable housing policy in India. KEY TAKEAWAYS - PMAY‑U 2.0 is actively scaling: approvals indicate operational progress though implementation remains dependent on States/UTs. - Strong gender focus is baked into allotments (97% houses in women’s name/joint ownership). - For UPSC answers, connect the scheme’s mechanics (verticals, eligibility), implementation challenges (coordination, monitoring), and socio‑economic impacts (housing security, livelihood).