Secretary, Department of Urban Development chairs 10th CSMC under PMAY-U 2.0 — 1.93 lakh houses approved; 97% allotted to women

WHAT IS THE NEWS? The Central Sanctioning and Monitoring Committee (CSMC) for Pradhan Mantri Awas Yojana - Urban 2.0 (PMAY-U 2.0) approved 1.93 lakh additional houses on 16 October 2026, bringing cumulative sanctions under PMAY-U 2.0 to 20.80 lakh. The release highlights that 97% of these houses (20.16 lakh) have been allotted in the name of women (ownership or joint ownership). ([pib.gov.in]( KEY FACTS - Date and forum: 10th CSMC meeting chaired by the Secretary, Department of Urban Development on 16 Oct 2026. ([pib.gov.in]( - Approvals: 1.93 lakh additional houses sanctioned; cumulative PMAY-U 2.0 sanctions = 20.80 lakh. ([pib.gov.in]( - State-wise approvals (selected): Andhra Pradesh 6,560; Bihar 52,866; Chhattisgarh 4,670; Gujarat 14,290; Karnataka 3,116; Mizoram 1,003; Odisha 3,126; Sikkim 29; Telangana 18,120; Uttar Pradesh 73,182; West Bengal 16,559. ([pib.gov.in]( - Scheme features: Launched Sept 2024; provides up to ₹2.50 lakh assistance to 1 crore additional urban poor/middle-income families; eligibility up to annual household income of ₹9 lakh. Vertical support through BLC, AHP, ARH and ISS; interest subsidy under ISS up to ₹1.80 lakh on loans up to ₹25 lakh. ([pib.gov.in]( - Inclusion indicators: 97% of PMAY-U 2.0 houses allotted to women; specified allocations for senior citizens and SC/ST/OBC categories are included in the release. ([pib.gov.in]( WHY IS IT IMPORTANT? PMAY-U 2.0 is the central government’s flagship housing push for urban poor and middle-income groups. Large tranche approvals across states show continued central financing and scale-up of affordable housing delivery. High allotment to women reflects a policy emphasis on women’s ownership and social inclusion. The scheme also has macro implications for construction, urban infrastructure, credit demand and urban governance. UPSC PRELIMS ANGLE - Remember scheme name, launch timeline (PMAY-U 2.0 launched Sept 2024), eligibility ceiling (household income up to ₹9 lakh), assistance amount (up to ₹2.50 lakh), and verticals (BLC, AHP, ARH, ISS). These are direct factual points that often appear in prelims MCQs. ([pib.gov.in]( UPSC MAINS ANGLE - Governance and federalism: Use this to discuss Centre–State roles in implementation, need for streamlined approvals, monitoring (CSMC role) and cooperative federalism in delivery of social welfare schemes. - Social justice and gender: 97% allotment to women allows analysis on women’s property rights, economic empowerment, and gendered outcomes of welfare policy. - Economic linkage: Discuss multiplier effects on construction employment, urban infrastructure, formal credit uptake (ISS), and implications for urban poverty reduction. KEY TAKEAWAYS - The 1.93 lakh approvals (16 Oct 2026) show operational scaling-up of PMAY-U 2.0 across large and small states. ([pib.gov.in]( - Strong emphasis on women’s ownership (97%) is a notable design and implementation feature to cite in answers on inclusive policy. - For essays/answers on housing, urbanisation or social-sector delivery, cite the concrete numbers and verticals from this official release to demonstrate evidence-based argumentation. ([pib.gov.in](